A Licensed Public Adjuster Who Works for You, Not Your Insurance Company

A public adjuster is a licensed professional who works for the homeowner, not the insurance company, on a property damage claim. We review your policy, document the damage, prepare your Proof of Loss, and negotiate with your carrier to pursue the maximum fair settlement you're owed under your policy. We don't perform the repairs ourselves.

The adjuster the insurer sends works for the insurance company and represents its interests. A public adjuster works only for you, the policyholder. Maxwell McCaulley is a licensed Illinois Public Adjuster, license #21572913, and you can look that up yourself through the Illinois Department of Insurance. Our loyalty is to you, start to finish.

There's no large upfront cost. We work on a contingency fee, a percentage of the additional amount we recover for you. The first step, a review of your policy and your damage, is free and carries no obligation.

You can, and some homeowners do. The challenge is that the process favors the side that handles claims for a living, which is the insurance company. Going it alone often means accepting the first offer or missing damage that should have been covered. We document the full scope, prepare a proper Proof of Loss, and speak the carrier's language, so you don't have to. You handle your life. We handle the claim.

We help you pursue what your policy already owes you, nothing invented and nothing inflated. We can't make promises about how an insurer sets premiums, but our job is simply to document your loss accurately and pursue the maximum fair settlement you're owed under your policy.

We serve homeowners across Chicago's north and northwest suburbs, including Barrington, Barrington Hills, South Barrington, Lake Zurich, Kildeer, Lake Forest, Highland Park, Libertyville, Hinsdale, and Burr Ridge, across Lake, Cook, DuPage, and McHenry counties in Illinois.